The Fulton State Bank building was originally constructed in 1870 as part of the adjacent Utz Block. The front brick facade of the building was replaced in 1912 with the existing Beaux Arts style limestone facade. The façade features a Temple Front design, composed of colossal carved pilasters that frame the façade and visually support a classical entablature, which is crowned by a striking dentillated pediment at the parapet. The bank was used as a Lincoln Highway Control Station. Control stations were established in existing buildings along the Lincoln Highway to provide motorists with travel information. Additionally, these stations were Odometer Control points, where drivers set their odometers to zero to determine how far they had traveled from the last checkpoint and how long until the next one before the highway was officially marked.